The UNI Pay 1/3rd card was launched by Uniorbit Technologies (UNI), in partnership with the RBL Bank, State Bank of Mauritius (SBM), and Liquiloans. It is not like a traditional credit card where your interest starts accumulating from the first billing cycle’s payment date. With this card, you can spend anywhere and pay 1/3rd of your bill on groceries & essentials, emergency & bills, fashion sale, or even on party. Pay your monthly spend in 3 parts in 3 months without any extra charges.
Although the card allows you to split your monthly bills into three interest-free and cost-free installments, it could softly lead you into a debt trap, if your spending goes on unchecked. If you fail to meet your payment deadlines, the charges are high.
Although the card doesn’t charge interest for the billing amount within the 1/3rd payment window, it charges a late fee, if you miss any of the three installments. As per the chart available on the websites of Uni Cards and HDFC Bank (for comparison), an unbilled amount of Rs 40,000 with UNI card would attract a late payment charge of Rs 3,000.
There is a minimum amount due every month that is 7.5 per cent of total principal outstanding. If you pay less than this minimum amount, a carry forward fees of up to 5.5 percent a month would be charged in the next billing cycle. The carry forward fee varies with the customer’s credit profile and past repayment record. It will be communicated at the time of repayment. Assuming that a customer is charged 5.5 percent a month (i.e., 66 percent a year) as carry forward fees, UNI Pay 1/3rd Card turns out to be more expensive than other credit cards for those who miss their payments. “If you do not pay that minimum due amount, then you are a delinquent customer and are accordingly reported to the bureau,” says Nitin Gupta.
London, united kingdom: Prime Minister Boris Johnson apologised on Wednesday for attending a “bring your own booze” gathering at his official residence during Britain’s first coronavirus lockdown, as a senior figure in his party and opponents said he should resign.
Johnson admitted for the first time that he had attended the party at 10 Downing Street in May 2020 when COVID-19 rules limited social gatherings to a bare minimum, saying he understood public anger.
“I know the rage they feel with me over the government I lead when they think that in Downing Street itself the rules are not being properly followed by the people who make the rules,” an ashen-faced Johnson told parliament.
“I offer my heartfelt apologies,” he said.
Johnson said he regretted his action and had thought the gathering was a work event – drawing jeers and laughter from opposition lawmakers.
New Delhi, India: Once again the cases of Coronavirus are increasing continuously in the country. In the last 24 hours, about 1.80 lakh new cases were reported and the number of patients of the new variant Omicron has crossed 4000. The way the effect of Corona is being seen from time to time, it is clear that it is not going to go away from people’s lives for the next few years. The reason for this is that after getting the vaccine, people have become sure that “nothing is going to happen to them now”.
It is an acceptable fact that the risk of death from corona after vaccination is very low. But the effect of infection on the body will remain, no one can deny it. That’s why you should always have a protective shield in the form of a vaccine. Amid concerns over the third wave and emerging Omicron variants, Prime Minister Narendra Modi on December 25 announced a ‘precautionary dose’ of the vaccine.
There is another question in the minds of the people that the third dose i.e. Booster will be a different vaccine? The answer is no. You will be given the same vaccine as a booster, for which you have taken both doses earlier. If you received a dose of Covashield 9 months ago, you will be given Covishield, and if you were given Covaxin, you will have a booster for the same vaccine.
Vivo India has launched Vivo Y33T in India. The new phone is an upgraded version of the Vivo Y21T that was launched in India last week. Vivo Y33T has a waterdrop notch display. Apart from this, it has Snapdragon 680 processor and 5000mAh battery.
The price of Vivo Y33T has been kept at Rs 18,990 and the phone has been introduced in the same variant 8 GB RAM with 128 GB storage variant. Vivo Y33T can be bought in Midday Dream and Mirror Black color. The sale of the phone can be bought from Amazon, Flipkart and Vivo’s store. Let you know Vivo Y21T has been launched last week at a price of Rs 16,490.
Vivo Y33T has FunTouch OS 12. Apart from this, this phone has a 6.58-inch Full HD Plus display, which has a resolution of 1080×2408 pixels. The refresh rate of the display is 90Hz. Snapdragon 680 processor, 8 GB RAM and 128 GB storage has been given in the phone. It also has the facility of 4 GB Extended RAM.
Vivo Y33T has three rear cameras in which the primary lens is 50 megapixels, which has an aperture f / 1.8. The second lens is 2 megapixels depth and the third lens is 2 megapixels macro. For selfies, this Vivo phone has a 16-megapixel camera.
United states: Despite soaring cases and record-high Covid-19 hospitalizations, the United States is approaching the “threshold” of transitioning to living with the coronavirus as a manageable disease, Anthony Fauci said Tuesday.
“There’s no way we’re going to eradicate this” virus, he said, given its contagiousness, its propensity to mutate into new variants and the large pool of unvaccinated people.
Those up to date with their vaccines remain well protected against severe outcomes, but vaccine efficacy against infection has fallen.
But “as Omicron goes up and down,” the country will hopefully enter a new phase “where there’ll be enough protection in (the) community, enough drugs available so that when someone does get infected and is in a high risk group, it will be very easy to treat that person,” said Fauci.
Marvel studio: 2021 was a banner year for Marvel movies and TV shows, kicking off with the debut of the MCU’s first Phase 4 title, WandaVision. The coronavirus pandemic thwarted the original release schedule for the majority of the slate, but thanks to Disney+, Marvel Studios was still able to churn out must-watch content. The Falcon and the Winter Soldier and Loki soon followed, leading into Phase 4’s first official movie, Black Widow. Next came Marvel’s What If, Shang-Chi and the Legend of the Ten Rings, Eternals, and Hawkeye before Spider-Man: No Way Homeclosed out Marvel’s 2021 schedule.
Riding off the success of Spider-Man: No Way Home, marvel studios is niw gearing up to usher in phase-4 of Marvel Cinematic Universe. Continuing to build its expansive universe, 2022 will see the release of a string can’t miss movies and Disney+ series from Marvel Studios this year. The range coming to theaters and Disney+ serves to introduce an otherworldly element, both supernatural and galactic, set up by the earlier phases in the MCU.
The Income tax department, India: The government on Tuesday extended the deadline of income tax return (ITR) filing for Assessment Year 2021-22 till March 15, 2022.
The deadline has been extended due to difficulties being faced by the taxpayers due to the prevailing Coronavirus situation, the notification said, adding that the deadline has also been extended due to problems being faced while e-filing of various audit reports under the provisions of the Income Tax Act 1961.
The income tax department tweeted about the extension of return filling deadlines.
The Beverly hilton hills, united states: The 77 years old actor scored an award for best supporting actor in a series for his work on the Netflix show. Yeong-su markes the first time a korean actor has take home a Golden Globe in the best supporting role catagory.
In the statement issued via Netflix O Yeong-su said ” while embracing the scent of our culture and while embracing the love for my family deep in my heart, I feel like i am floating in air.” I give thanks to everyone in the world. I hope you all live beautifull lives. Thank you.
He started acting at 22 years. He is now 77 years old and win his first ever international award after 55 years of acting.
India: The Indian Navy on Tuesday successfully test-fired the supersonic BrahMos missile. It was launched from the combat frigate INS Visakhapatnam stationed on the west coast. The missile hit the target accurately.
Navy sources said that this was the sea-to-sea version of this missile. During the test, it hit the target vessel at the maximum range with precision.